Effective Date: 03/28/2026

Welcome to LM Coverage Solutions. By accessing our website or using our services, you agree to the following Terms and Conditions.

1. Use of Services

By using our services, you agree to provide accurate and complete information. You agree not to misuse our services or engage in any unlawful activity.

2. Services Provided

LM Coverage Solutions provides insurance-related services, consultations, and communications. We reserve the right to modify or discontinue services at any time without notice.

3. No Guarantee of Results

We do not guarantee specific outcomes or results from our services. All decisions made based on our services are your responsibility.

4. Communication & SMS Terms

By submitting your information, you agree to receive SMS, email, or phone communications from LM Coverage Solutions.

Message frequency may vary

Message and data rates may apply

You can opt out at any time by replying STOP

For help, reply HELP or contact us at [email protected]

By providing your phone number and opting in, you consent to receive SMS messages from LM Coverage Solutions, including quote follow-ups, appointment reminders, and promotional messages related to life insurance services. Message frequency may vary. Message and data rates may apply. You can reply STOP to unsubscribe at any time or HELP for assistance.

5. User Responsibilities

You agree to:

Provide accurate information

Not use the website for fraudulent or illegal purposes

Respect intellectual property and content on the site

6. Limitation of Liability

LM Coverage Solutions is not liable for any direct, indirect, or incidental damages resulting from the use of our services or website.

7. Intellectual Property

All content on this website, including text, logos, and materials, is the property of LM Coverage Solutions and may not be used without permission.

8. Privacy

Your use of our services is also governed by our Privacy Policy.

9. Changes to Terms

We may update these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States and the state in which the business operates.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

LM Coverage Solutions
Email: [email protected]
Phone: 781-654-1248